Question 1

How quickly can Palm Build respond to water damage in Palm Beach?

Accepted Answer

Our IICRC-certified team responds from our Deerfield Beach office in 35–45 minutes via I-95 South and Southern Boulevard to Palm Beach island. We're available 24/7/365 including holidays. For properties in gated communities or with HOA access requirements, we coordinate with security and property management from the first call.

Question 2

What flood zone is my Palm Beach property in?

Accepted Answer

The Town of Palm Beach is entirely in FEMA Evacuation Zone B. Oceanfront and A1A corridor properties are typically in VE zones; interior and Intracoastal properties are typically in AE zones. Verify your specific flood zone at msc.fema.gov.

Question 3

Does my Palm Beach homeowner's policy cover water damage?

Accepted Answer

Standard HO-3 policies cover sudden internal water damage but exclude flooding. VE and AE zone properties require a separate NFIP or private flood policy for surge and tidal flooding. Review your policy's water and flood exclusions with your agent.

Question 4

What is the Florida water damage insurance claim deadline?

Accepted Answer

Florida Statute 627.70132 requires initial claim notice within 1 year of the date of loss, and supplemental claims within 18 months. Document damage immediately and file notice with your carrier the same day.

Question 5

Can Palm Build handle marble floors, custom millwork, and historic finishes?

Accepted Answer

Yes — Palm Build's technicians are trained in luxury finish protocols. Marble requires controlled slow-drying to prevent crazing. Custom millwork must be stabilized before warp sets. We coordinate with specialty conservators for irreplaceable architectural elements.

Question 6

What happens if my Palm Beach property was damaged during hurricane season while I was away?

Accepted Answer

Re-entry restrictions after named storms can delay access for 24–72 hours. Once access is restored, Palm Build responds immediately. Properties with deferred discovery may require a licensed Florida mold assessor before remediation work starts (Chapter 468, Part XVI).

Question 7

Does Palm Build serve all of Palm Beach ZIP 33480?

Accepted Answer

Yes — we serve all of Palm Beach island (33480) including the Estate Section, North End, South End, Worth Avenue, Phipps Estates, Sloan's Curve, Ibis Isle, Everglades Island, and both the A1A and Intracoastal corridors.

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